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First Time Buyer Category

BoC: “Steady as she goes” – for now!!

Posted on October 23, 2013 by Ben Sage in Borrowing Rates, Buyer, First Time Buyer, Investment Real Estate, Mortgage, Selling, Woodstock Ontario Real Estate, Woodstock Ontario Real Estate Stats

  It’s Benchmark Interest Rate day! Exciting stuff huh?  Well, to me it is! No surprise, at 10am this morning, the Bank of Canada announced it would hold the Benchmark Interest Rate at 1 percent, where it’s been for more than 3 years. This will likely have a calming effect on other rates over the near-term, as […]

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A special gift for First Time Buyers!

Posted on October 16, 2013 by Ben Sage in Buyer, First Time Buyer, Woodstock Ontario Buyers Agent, Woodstock Real Estate

Hello!! RBC has a promotion on for all first time home buyers, we are thanking our new home owner clients with a $500 cash deposit to their account (at RBC) on the day of closing for choosing us for their home financing needs. This goes a long way towards legal fees or beer and pizza […]

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What is ABR®?

Posted on February 14, 2013 by Ben Sage in ABR, Buyer, First Time Buyer

I have this designation on my business card, website, facebook page, and I flaunt it all the time.  Taking the ABR® designation course changed my career.  It gave me perspective on the needs of Buyer clients, and provided me with an amazing toolkit to service those unique clients.  At the same time, it provided me […]

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Planning to buy a home…. What are the steps involved?

Posted on February 14, 2013 by Ben Sage in ABR, Buyer, First Time Buyer

Thinking about Buying? Most people think about buying well in advance of actually purchasing a home.  Once you’ve decided that home ownership is in your future, here is a rough outline of the process: Step 1 – Speak to a Lender After gathering your financial details, such as verifiable income, assets, debts, etc, the time has come […]

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Canadian Real Estate Markets set for Moderate Growth in 2013

Posted on November 14, 2012 by Ben Sage in First Time Buyer, Investment Real Estate, Market, Real Estate, remax a-b realty, Woodstock Ontario Real Estate

Moderation—not correction—on tap for Canadian housing markets in 2013, says RE/MAX Mississauga, ON (November 14, 2012) — Canadian real estate markets demonstrated remarkable resilience in 2012—with home sales up or on par in 65 per cent of major centres—despite considerable headwinds in terms of tighter financing and economic uncertainty abroad.  The trend is expected to continue, […]

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First-Time-Buyers – How to Borrow your downpayment, start your retirement planning, and buy a house at the same time….

Posted on October 31, 2012 by Ben Sage in First Time Buyer

With the recent changes made to Canadian Mortgage Laws, including limiting Amortization to 25 years, and requiring minimum 5% down payments be made on Mortgages, First time buyers are finding it very difficult to get into the housing market. I have created an innovative plan to assist First Time Buyers in not only buying their […]

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Rent-To-Own can be a viable option for first time buyers and Investors!

Posted on October 29, 2012 by Ben Sage in Buyer, First Time Buyer, Rent-To-Own, Woodstock Ontario Buyers Agent

Here’s an article that was just published in The Star from one of my favourite lawyers (never thought I’d say those two words together!!!), Mark Weisleder. http://www.moneyville.ca/article/1276975–the-pros-and-cons-of-rent-to-own This article just gives a really quick breakdown of Rent-To-Own – how it works, and pro’s and cons for buyers and Landlords/Sellers. Many sellers aren’t really interested in […]

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I am excited about Re/Max Curbside Marketing

Posted on February 26, 2011 by Ben Sage in Ben Sage, First Time Buyer, Home, House, House for Sale, MLS, Moving, New Home, remax a-b realty, Woodstock, Woodstock Homes, Woodstock Ontario Real Estate, Woodstock Real Estate, Woodstock Realtor

For almost a year now (I keep telling you we’re ahead of the curve), the office of RE/MAX a-b Realty ltd and its agents have been working with Quick Response Codes.  Many of us have implemented these codes into our marketing program, using them on our business cards for profile/contact information, or inserting them into […]

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Housing Demand Perks Up

Posted on October 30, 2010 by Ben Sage in Ben Sage, Buyer, First Time Buyer, House for Sale, Woodstock Ontario Real Estate, Woodstock Realtor

*Article courtesy of Heather Degraaf @ ScotiabankContact Heather for all your mortgage needs. 519-535-7890Housing Demand Perks Up After a seasonally uncharacteristic spring and summer slump, Canadian home sales appear to be stabilizing at a new lower, but more sustainable level. National MLS sales volumes increased 3% m/m in September, building on a similar gain in […]

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Globe: Mortgage breakage costs: let’s stop the nonsense

Posted on August 6, 2010 by Ben Sage in First Time Buyer, Mortgage, Woodstock Ontario Real Estate

I found this article interesting and very relevant. Check it out! Original Article Have you ever wondered why the banks list posted mortgage rates that are ridiculously high? One reason is that it could result in you paying $10,000 or more in extra penalties should you ever break your mortgage with them. Here is the […]

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